Wire sizing for a 100 amp sub panel

Alright, so you want to run a 100 amp sub panel and you just want someone to say the wire size without a whole thesis. I get it. Here is the clean way to think about it so you do not end up buying the wrong spool and hating your life later.

The common “default” answers people use

If you are feeding a 100 amp sub panel, these are the sizes you will hear constantly:

  • Copper: usually #3 AWG copper for 100A feeders (common pick with 75°C terminations).
  • Aluminum: usually #1 AWG aluminum for 100A feeders (also common with 75°C terminations).
Real talk: The “right” answer depends on your wire type, your breaker, your terminations, and the temperature rating you are allowed to use. So treat those sizes like the most common starting point, not a law of physics.

The two things that actually change the wire size

1) What kind of wire is it

People say “#3 copper” like all copper is the same. It is not. THHN in conduit, SER cable, and other insulation types live in different parts of the code tables and real installs have different limits. Also your lugs might be rated 75°C, and that matters for which column you are allowed to use.

So when someone asks “what wire for 100 amps” the best comeback question is: Is it copper or aluminum, and is it THHN in conduit or a cable assembly like SER?

2) How far is the run

Distance is the silent killer. You can be technically code-legal on ampacity and still end up with annoying voltage drop if the run is long. That shows up as dim lights, motors that run hot, and weird performance that makes you question everything.

For short runs, the common sizes above are usually fine. For longer runs, you often upsize to keep voltage drop reasonable. The code has guidance around voltage drop, and a lot of electricians treat it as standard practice even when it is not written like a hard rule in every situation.

A simple cheat sheet that works in real life

If you want the bar-napkin version, here you go:

  • Short run, typical setup: #3 copper or #1 aluminum
  • Longer run: upsize one step, sometimes two, depending on distance and load
  • Big continuous loads: pay attention to how the load is calculated so you are not cutting it close

Do not forget these sub panel basics

Since we are here, the sub panel mistakes I see people make all the time:

  • Neutrals and grounds get separated in the sub panel. Neutrals float, grounds bond.
  • Four-wire feeder. Two hots, neutral, equipment ground. Do not try to get cute with it.
  • Breaker size matters. Your feeder sizing is tied to the overcurrent protection and the termination ratings.
Quick warning: Local amendments and inspector preferences are real. If your AHJ wants something specific, you follow that, because arguing at final is the worst hobby.

So what should you buy

If you just want a solid normal answer for a typical 100A sub panel feeder: #3 copper or #1 aluminum is where most people land. Then you double check distance for voltage drop, and you confirm your terminations and wire type match the ampacity column you are using.


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